Where would you love to retire?

[sweep_shot]

I am now 35. I want to retire at 60; maximum 65.

So, I have 30-35 more years of slavery/work left in sha Allah.

I personally would love to retire in Mecca, Saudi Arabia. That would be the #1 retirement destination. That would be a dream retirement.

But, if that is not possible (i.e., I don't get the required visa in Saudi), I may just stay in Canada and retire here. Other alternatives would be Turkey, UAE, Iceland, and New Zealand.

What about you? Where would you love to retire?

 

[Mockingbird]

Wanna go back to India. It used to be Goa, India - Relaxed, slow paced life, great beach, beautiful monsoon and lots of beer. But these days I heard it is swarmed by not too great tourists. So it has to be any beach town in the Western part of India (Konkan belt) or maybe a hill town in Himachal Pradesh/ Uttarakhand like Mcleodganj.

 

[sweep_shot]

Wanna go back to India. It used to be Goa, India - Relaxed, slow paced life, great beach, beautiful monsoon and lots of beer. But these days I heard it is swarmed by not too great tourists. So it has to be any beach town in the Western part of India (Konkan belt) or maybe a hill town in Himachal Pradesh/ Uttarakhand like Mcleodganj.

Nice.

Some people like to retire back home I guess.

I personally do not want to retire in subcontinent. Too much corruption. LOL.

 

[Mockingbird]

Nice.

Some people like to retire back home I guess.

I personally do not want to retire in subcontinent. Too much corruption. LOL.

I mean I am saying this right now, but who knows - I might end up staying closer to my kids here in the US. In that case I would love to be somewhere not too hot, not too cold plus the beach - maybe the Carolinas?

 

[sweep_shot]

I mean I am saying this right now, but who knows - I might end up staying closer to my kids here in the US. In that case I would love to be somewhere not too hot, not too cold plus the beach - maybe the Carolinas?

Yeah. Coastal regions are great I guess.

But, those areas are often impacted by natural disasters (hurricane, tsunami etc.).

Here's a video of some North Carolina homes getting destroyed by a hurricane:

 

[Justcrazy]

Wanna go back to India. It used to be Goa, India - Relaxed, slow paced life, great beach, beautiful monsoon and lots of beer. But these days I heard it is swarmed by not too great tourists. So it has to be any beach town in the Western part of India (Konkan belt) or maybe a hill town in Himachal Pradesh/ Uttarakhand like Mcleodganj.

There is a Macleodganj in bihar as well ?

 

[Hikaru]

I don't wish to retire at any point in my life. We have a family farm at a very scenic Himalayan range in Uttarakhand. Parts of it are already developed as a resort which I would love to oversee as an old man. That's if I start a family.

But if I decide to stay single like Modi Ji, then my retirement will be a total contrast. I would probably focus more on travelling and socializing as much as my body allows.

So depends on where life takes me. But whatever the case, I'll would never be an old man watching TV as a hobby.

 

[Mockingbird]

There is a Macleodganj in bihar as well ?

Macleodganj is in Himachal.

 

[Mockingbird]

Yeah. Coastal regions are great I guess.

But, those areas are often impacted by natural disasters (hurricane, tsunami etc.).

Here's a video of some North Carolina homes getting destroyed by a hurricane:

Naa, you cannot perfectly plan for such stuff. You will either have hurricane, tornado, draught, volcano or earthquake depending on where you are in the US Plus I am used to hurricanes (Mumbai + New York), so not particularly scared of them.

 

[Justcrazy]

Macleodganj is in Himachal.

Possible but as far as I know one is in bihar as well

 

[sweep_shot]

Naa, you cannot perfectly plan for such stuff. You will either have hurricane, tornado, draught, volcano or earthquake depending on where you are in the US Plus I am used to hurricanes (Mumbai + New York), so not particularly scared of them.

I see. Fair enough.

 

[Mockingbird]

Possible but as far as I know one is in bihar as well

No idea bro, never been to Bihar. Been to Himachal though - I love to trek & that whole area is simply amazing. Want to explore Devbhoomi- Uttarakhand fully next.

 

[JaDed]

The world completely seems bonkers right now but i thought about living in Belgaum when I had finished my college and making life there, it had everything I liked slow pace of life, extremely helpful people, good food, University city, wonder if it would still remain good after 30 years if I decide to leave West.

Every major city in India is terrible to retire to, Indore being somewhat an exception.

If it's not Belgaum or some hill station in India it would be some NE state in US or NE Canadian province depending upon how much racism remains.

 

[Hitman]

My city Guwahati. In fact I can't even imagine changing my home.

 

[Mockingbird]

The world completely seems bonkers right now but i thought about living in Belgaum when I had finished my college and making life there, it had everything I liked slow pace of life, extremely helpful people, good food, University city, wonder if it would still remain good after 30 years if I decide to leave West.

Every major city in India is terrible to retire to, Indore being somewhat an exception.

If it's not Belgaum or some hill station in India it would be some NE state in US or NE Canadian province depending upon how much racism remains.

Hey Belgaum is my dad’s hometown, so I am very familiar with it (still have family in the Belgaum-Dharwad-Hubli belt). Nice sleepy town with people speaking both Kannada & Marathi. Look into Dharwad too - that city is known for being a retiree Mecca. Great weather in both cities, with Belgaum being slightly cooler (similar to Pune).

Indore is great too. Amazing food. Very clean city. But does get hot there.

 

[hassan918]

I am now 35. I want to retire at 60; maximum 65.

So, I have 30-35 more years of slavery/work left in sha Allah.

I personally would love to retire in Mecca, Saudi Arabia. That would be the #1 retirement destination. That would be a dream retirement.

But, if that is not possible (i.e., I don't get the required visa in Saudi), I may just stay in Canada and retire here. Other alternatives would be Turkey, UAE, Iceland, and New Zealand.

What about you? Where would you love to retire?

65 seems too much for me. I would like to retire at 55 so I have a few years to travel the world with some energy left in me

 

[Varun]

Dhaka, Bangladesh.

 

[DeadlyVenom]

Depends where rest of my family are. If I have the means I will split my time between Pakistan, Middle East and UK.

 

[hks222]

I don't know if retirement will even be a thing for me.

 

[hks222]

But anyways - if I were to choose. It would be in Chitral.

 

[JaDed]

Hey Belgaum is my dad’s hometown, so I am very familiar with it (still have family in the Belgaum-Dharwad-Hubli belt). Nice sleepy town with people speaking both Kannada & Marathi. Look into Dharwad too - that city is known for being a retiree Mecca. Great weather in both cities, with Belgaum being slightly cooler (similar to Pune).

Indore is great too. Amazing food. Very clean city. But does get hot there.

I love how many in Belgaum can speak 2-3 languages.. for now politicians have tried but failed to create big divides. Yes I agree on Dharwad.

Weather and people are a reason for Belgaum but this was in 2010-15ish.. hope its still good!

 

[The_KING]

Probably London or Lahore, depending on the family situation.

 

[Boyka]

In an ideal world, Pakistan. I see my friends from NA countries going back all the time. I just wish Pakistan had a decent level of freedom, education, security to live.

Failing that, probably somewhere you can live openly as a Muslim. Maybe Saudi Arabia, have a few friends who have moved to Riyadh. Hopefully it becomes a hub of trade and opportunity.

 

[sweep_shot]

In an ideal world, Pakistan. I see my friends from NA countries going back all the time. I just wish Pakistan had a decent level of freedom, education, security to live.

Failing that, probably somewhere you can live openly as a Muslim. Maybe Saudi Arabia, have a few friends who have moved to Riyadh. Hopefully it becomes a hub of trade and opportunity.

Imagine spending final years praying in masjid al-haram. That's a dream come true.

Here is the reward:

 

[sweep_shot]

65 seems too much for me. I would like to retire at 55 so I have a few years to travel the world with some energy left in me

I see.

55 is too early for me. LOL.

60 sounds right.

My father is still working and he is 67.

 

[Red-Indian]

The world completely seems bonkers right now but i thought about living in Belgaum when I had finished my college and making life there, it had everything I liked slow pace of life, extremely helpful people, good food, University city, wonder if it would still remain good after 30 years if I decide to leave West.

Every major city in India is terrible to retire to, Indore being somewhat an exception.

If it's not Belgaum or some hill station in India it would be some NE state in US or NE Canadian province depending upon how much racism remains.

Retirement is on my mind a lot nowadays since I'm hoping to do it at 50 (in a couple of years). I used to have romantic notions of moving to the hills but I realise it's pretty unlikely for me. I'm too much of an urban animal - entertainment, concerts, good food etc.

I'll probably stay in place for the next 10 years or so. About 60 or maybe 65 depending on my inclination, I'm wondering if I can move to the outskirts. Slow down a bit but still have access to the city stuff with a bit of a drive.

 

[Obaidd]

But anyways - if I were to choose. It would be in Chitral.

Great choice. I’ve been to Kalash valley in Chitral, can imagine why someone would like to just stop time and retire over there. That’s what I thought when I was there, you know the story about Kalash people’s ancestors being soldiers from a different area who just chose to stay. I was like yeah I can see why.

 

[sweep_shot]

Great choice. I’ve been to Kalash valley in Chitral, can imagine why someone would like to just stop time and retire over there. That’s what I thought when I was there, you know the story about Kalash people’s ancestors being soldiers from a different area who just chose to stay. I was like yeah I can see why.

Just googled Chitral. Wow! Breathtaking place. Definitely a great retirement destination.

Fresh air. Fresh food. Beautiful scenery.

 

[The_KING]

I am not sure if I want to ever retire.

My grandfather died at 75, and he was working full-time even in his final days. He always used to say that if he wasn't working, he would have died a long time ago.

Some people are not meant to sit at home all day, solving crossword puzzles. Some people are born to work until their very last breath, and I think I am one of those people.

 

[Cpt. Rishwat]

Previously I could not see myself outside of any English speaking country, and I had no wish to leave the UK. But the rise of the far right is making the place feel very different to what it was 20 years ago. At the moment it's mostly just unspoken resentment, and dog whistle stuff, but once it becomes more apparent, might have to think of somewhere else.

Problem is, the same issues are arising everywhere across the world. Just look at the explosion of anti-Indian sentiment from Australia to the USA. So for someone like me, might have to bite the bullet and just live in a luxury part of Pakistan. Not ideal though, I would feel like a foreigner there.

 

[Red-Indian]

Previously I could not see myself outside of any English speaking country, and I had no wish to leave the UK. But the rise of the far right is making the place feel very different to what it was 20 years ago. At the moment it's mostly just unspoken resentment, and dog whistle stuff, but once it becomes more apparent, might have to think of somewhere else.

Problem is, the same issues are arising everywhere across the world. Just look at the explosion of anti-Indian sentiment from Australia to the USA. So for someone like me, might have to bite the bullet and just live in a luxury part of Pakistan. Not ideal though, I would feel like a foreigner there.

I have a feeling the next 20 years will see a lot of people moving (back?) to where they 'look right'. It's the end of an era of maybe a 100 years of increasing multiculturalism. Pity really and I'm sure things will rebound at some point in the future but we're obviously seeing the rise and rise of global xenophobia.

 

[Cpt. Rishwat]

I have a feeling the next 20 years will see a lot of people moving (back?) to where they 'look right'. It's the end of an era of maybe a 100 years of increasing multiculturalism. Pity really and I'm sure things will rebound at some point in the future but we're obviously seeing the rise and rise of global xenophobia.

Yes. Although it's ironic that the USA has dominated the last century globally, and it's the most multicultural nation in the world.

 

[Obaidd]

Just googled Chitral. Wow! Breathtaking place. Definitely a great retirement destination.

Fresh air. Fresh food. Beautiful scenery.

Very hospitable people. The valley is linked to gilgit baltistan, kpk and aghanistan. A thin strip of land separates it from Tajikistan. It’s a historical crossroad. Must visit for Pakistanis but frequented by foreigners as well.

 

[Obaidd]

@sweep_shot my friend who’s into crypto like you and based in Toronto (you too I think) retired at 35. His investments in some coins worked out. All my other friends are speculating how much of a payout he got that he retired from his well-paying banking job lol

 

[sweep_shot]

@sweep_shot my friend who’s into crypto like you and based in Toronto (you too I think) retired at 35. His investments in some coins worked out. All my other friends are speculating how much of a payout he got that he retired from his well-paying banking job lol

LOL. Nice.

I joined the crypto party a bit late but I am hopeful it will help me to retire faster or at least boost my post-retirement finance.

 

[Obaidd]

LOL. Nice.

I joined the crypto party a bit late but I am hopeful it will help me to retire faster or at least boost my post-retirement finance.

I have very little understanding of crypto.

My retirement plan is to avoid interest, not get into any debt, and hope for the best

 

[sweep_shot]

I have very little understanding of crypto.

My retirement plan is to avoid interest, not get into any debt, and hope for the best

I became debt-free in 2023. Alhamdulillah. I had close to $80,000 debt. Paid off everything.

I now want to save, invest, and donate. That's what I have been doing for the past 2 years.

Cryptos are digital currencies. Some even have additional utilities like cross border payments, decentralized finance etc. These are becoming more and more mainstream. Still a long way to go. These are early days. We are entering a new era of internet and finance.

 

[Obaidd]

I became debt-free in 2023. Alhamdulillah. I had close to $80,000 debt. Paid off everything.

Wow that is impressive. Must have taken a lot of discipline. Personally I struggle to save $80 let alone $80k. Great work!

I now want to save, invest, and donate. That's what I have been doing for the past 2 years.

I believe this will be key. For anyone.

 

[Champ_Pal]

Udaipur Rajasthan.

Clean and beautiful place.

A lot depends on the financial situation at that point. In the next 20 yrs, if India catches up with the West in terms of tech and medical advancements and facilities, then India will be the best choice. If not, I will stick to US.

 

[Champ_Pal]

I became debt-free in 2023. Alhamdulillah. I had close to $80,000 debt. Paid off everything.

I now want to save, invest, and donate. That's what I have been doing for the past 2 years.

Cryptos are digital currencies. Some even have additional utilities like cross border payments, decentralized finance etc. These are becoming more and more mainstream. Still a long way to go. These are early days. We are entering a new era of internet and finance.

You said you are 35 and you had $80k debt until 2023(Age 33)? Was it family debt or personal debt?

 

[sweep_shot]

You said you are 35 and you had $80k debt until 2023(Age 33)? Was it family debt or personal debt?

Student loan of $55000
Car loan of $10500
Owed $4500 to parents
Credit card loan of $11500

Total: $80,000+

Paid everything off. Alhamdulillah.

 

[Champ_Pal]

Student loan of $55000
Car loan of $10500
Owed $4500 to parents
Credit card loan of $11500

Total: $80,000+

Paid everything off. Alhamdulillah.

That's a lot of debt to have at age 33. All of my friends and I included cleared off our debts by age 25. Within 2 yrs of getting a job after finishing our Masters.

 

[sweep_shot]

That's a lot of debt to have at age 33. All of my friends and I included cleared off our debts by age 25. Within 2 yrs of getting a job after finishing our Masters.

That's nice.

I was reckless with finance till I was 26. I maxed out my credit cards and wasted my student loans on unnecessary purchases.

Anyway, lessons have been learned. I am now debt-free and far more financially disciplined than before.

 

[JaDed]

Retirement is on my mind a lot nowadays since I'm hoping to do it at 50 (in a couple of years). I used to have romantic notions of moving to the hills but I realise it's pretty unlikely for me. I'm too much of an urban animal - entertainment, concerts, good food etc.

I'll probably stay in place for the next 10 years or so. About 60 or maybe 65 depending on my inclination, I'm wondering if I can move to the outskirts. Slow down a bit but still have access to the city stuff with a bit of a drive.

Belgaum does have theaters and food or used to , Dehradun is not necessarily a hill station altitude lower than B'lore and is massively urbanized. Many cities in Maharashtra to retire in my opinion, in the outskirts.

No offense to Delhites but that's worst city to live even in outskirts.

 

[ElRaja]

im in my mid 30s and would love to be financially independent in ten years, thats the dream, and if that happens id love to split my time march to september in the UK, and the other six months in a mix of place, maybe the carribean, maybe somewhere in asia. id love to be able to move to different beautiful scenic places and soak in the culture, practically this will never happen. but one can dream at least.

more realistically ill pbly be living in the UK, and hopefully living away maybe 2 to 3 months a year in different parts of the world. its a strange feeling, ive never been to africa or the far east, but whereever else ive been, from the balkans to the south american rain forests, the caribbean, to norway, i feel strangely like its not alien, like the whole world is mine in a strange way and wherever i go i have a connection to some part of it.

if i could rattle off a few destinations, in the middle east id like to live and explore oman, in asia, obviously pakistan first, in the far east japan, in latin america id go brazil again quite easily, and in africa maybe one of the southern african nations, like namibia or botswana and jamaica in the carribean.

would love to come back to this post in ten years and have realised some of these aspirations.

 

[hks222]

Great choice. I’ve been to Kalash valley in Chitral, can imagine why someone would like to just stop time and retire over there. That’s what I thought when I was there, you know the story about Kalash people’s ancestors being soldiers from a different area who just chose to stay. I was like yeah I can see why.

Above all - people of chitral are best and most friendly ones across Pakistan.

 

[pakistani pride]

Would love to spend post retirement time in Pakistan. Islamabad for example, but also the village life is good. I went to Pak this summer after 8 years and had a great experience.

 

[Boyka]

Imagine spending final years praying in masjid al-haram. That's a dream come true.

Here is the reward:

They’ve eased the rules around foreigners buying property in Medina and Makkah as well. Haven’t looked into it but looks promising.

 

[sweep_shot]

They’ve eased the rules around foreigners buying property in Medina and Makkah as well. Haven’t looked into it but looks promising.

Nice.

That's a very good news for those who want to live in Saudi Arabia.

 

[LordJames]

They’ve eased the rules around foreigners buying property in Medina and Makkah as well. Haven’t looked into it but looks promising.

Nice.

That's a very good news for those who want to live in Saudi Arabia.

Retiring in Saudia on Western Passport:

You can now get a 1 year multi-entry VISA to Saudia on most Western passports and after 2 VISAs, you should be able to easily get a 5-year Multi-Entry Business VISA.

The only restriction is that you are not allowed to do Hajj on this VISA.

Short Term lease/rent properties in both Makkah and Madina are relatively cheap for Western Incomes and Medical Care is available with Insurance which is a requirement for everyone.
​

So if you are willing to travel back and forth, it is not a difficult option, settling permanently or semi-permanently is not possible.

 

[sweep_shot]

Retiring in Saudia on Western Passport:

You can now get a 1 year multi-entry VISA to Saudia on most Western passports and after 2 VISAs, you should be able to easily get a 5-year Multi-Entry Business VISA.

The only restriction is that you are not allowed to do Hajj on this VISA.

Short Term lease/rent properties in both Makkah and Madina are relatively cheap for Western Incomes and Medical Care is available with Insurance which is a requirement for everyone.
​

So if you are willing to travel back and forth, it is not a difficult option, settling permanently or semi-permanently is not possible.

I see. JazakAllahu khair. Thanks for sharing.

I wish they would give out citizenships or permanent residencies very soon. But, if that doesn't happen, I guess visas are okay.

I really wish to spend my post-retirement life in Mecca. Extendable visa would be nice.

 

[Boyka]

I was thinking about moving to Spain, but the government have placed restrictions on foreigners buying up property. South Spain is wonderful.