India played with full strength squad and lost. I am not a big fan of either Dhoni in current form or Pandya.
India is top heavy team and they should focus on successful teams of recent times, like England. England has Buttler at no. 6, and their no. 7 moien ali is pretty good. Woakes is a proper batsman.
India's tail is very weak. With all due respect, Ashwin as batsman doesn't have the skills in LOIs despite being quality in longer formats. Jadeja hasn't dont much justice with the bat. Dhoni's form is the biggest worry. He is starting to become a liability. Its really disheartening for me considering I was a big fan of Dhoni(after the haircut

) Fair to say India should focus on their lower middle order and bring in Pant and maybe Sarfaraz.
Anyways, it was a fighting performance from India, but congratulations to NZ, they deserved and needed this win badly.